Register free!
Search
 
     

The Green Industry's Resource Center


Click for Weather
Reply
 
Thread Tools Display Modes
  #1  
Old 06-19-2013, 06:31 PM
WMDtrain WMDtrain is offline
LawnSite Member
 
Join Date: Jun 2013
Location: Lancaster, PA
Posts: 4
Startup Insurance

Hi folks,

I'm in the process pf starting up a small landscaping/mowing business, and I'm trying to figure out what my best options for insurance are. My personal insurance company is State Farm, and the agent I've been dealing with has been great in getting information for me, but it seems like State Farm is pretty restrictive on what they allow. Apparently, being a new business means they're pretty skittish, and I wouldn't be able to do things like use a small backhoe or excavator to dig, or to do hardscaping (she's checking to see if using an auger would be ok) I have the feeling that it may not work out with them, as much as I'd like to have it all in one place. Who are some companies that you have had good experiences with?

Thanks!
Reply With Quote
  #2  
Old 06-19-2013, 07:24 PM
billc1004 billc1004 is offline
LawnSite Member
 
Join Date: May 2013
Location: SOUTH JERSEY
Posts: 122
any major digging will up the insurance .adding chemical or tree work will also be much higher insurance rate ..
Reply With Quote
  #3  
Old 06-19-2013, 09:48 PM
WMDtrain WMDtrain is offline
LawnSite Member
 
Join Date: Jun 2013
Location: Lancaster, PA
Posts: 4
There won't be major digging, or chemical/tree work, definitely not in the beginning. I'm really just looking to be covered in case my mower puts a rock through someone's windshield, or somehow a customers property is damaged.
Reply With Quote
  #4  
Old 06-20-2013, 07:20 AM
C&C Landscaping C&C Landscaping is offline
LawnSite Member
 
Join Date: Nov 2008
Location: delaware
Posts: 56
Please let us know what co you go with. tks clay
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump





Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright ©1998 - 2012, LawnSite.comô - Moose River Media
All times are GMT -4. The time now is 07:53 AM.

Page generated in 0.06476 seconds with 9 queries