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Old 06-21-2013, 09:19 AM
Four Gardens Landscape Four Gardens Landscape is offline
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Join Date: Apr 2013
Location: MA
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Commercial Auto Insurance in MA

Hi everyone,

Landscaper in MA here. I was just wondering where some of you guys get your commercial auto insurance? I got a quote from Progressive and they are asking around $3000. It seems a bit high but I have never had commercial insurance before so maybe I am wrong.

This quote has 100,000 / 300,000 BI / PD liability which adds around $300 on so I know that could be changed but just wondering if there is anyone else out there who may give cheaper rates. Thanks!
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Old 06-21-2013, 06:23 PM
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Colaguy Colaguy is offline
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Look around some more. My eight yr old commercially used policy is $78 per month. Beat Progressive by about $30.

I have GMAC. http://www.gmacinsurance.com/
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Old 06-22-2013, 02:32 PM
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Colaguy Colaguy is offline
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Quote:
Originally Posted by Colaguy View Post
Look around some more. My eight yr old truck commercially used policy is $78 per month. Beat Progressive by about $30.

I have GMAC. http://www.gmacinsurance.com/

I added truck. lol.

Of course price will vary on how old vehicle is & size & what State your in.
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Stihl Kombi System
028 Super, 066 Chainsaws, PP 800 Pole Saw
F-150, F-350 Trucks
Ariens Rear Tine Tiller
(6) Trailers:
5x12, 6x12, 6x14, 8x16, 7x18, 6x22
Asus Transformer Infinity TY700 Tablet
Galaxy S3
Bananalogist




If you think it's expensive to hire a professional to do the job, wait until you hire an amateur.

Red Adair
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  #4  
Old 06-22-2013, 02:52 PM
jbturf jbturf is offline
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Location: groton, MA
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Use an agent, they will greatly help with this, my commercial inMA with 4 veh is 3k and change, with higher levels than u listed
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Old 06-24-2013, 12:53 PM
Four Gardens Landscape Four Gardens Landscape is offline
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Join Date: Apr 2013
Location: MA
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This may be a ridiculous question but can I use my commercially insured business vehicle for personal use also?

I know it doesn't work the other way around but does anyone know if this is OK?
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Old 06-24-2013, 03:55 PM
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AI Inc AI Inc is online now
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I pay about $2500 for 3 trucks. MSA ( main street America) group.
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  #7  
Old 06-24-2013, 05:16 PM
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Colaguy Colaguy is offline
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Join Date: Mar 2013
Location: Pensacola,FL
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This may be a ridiculous question but can I use my commercially insured business vehicle for personal use also?


i do.
__________________
Stihl Kombi System
028 Super, 066 Chainsaws, PP 800 Pole Saw
F-150, F-350 Trucks
Ariens Rear Tine Tiller
(6) Trailers:
5x12, 6x12, 6x14, 8x16, 7x18, 6x22
Asus Transformer Infinity TY700 Tablet
Galaxy S3
Bananalogist




If you think it's expensive to hire a professional to do the job, wait until you hire an amateur.

Red Adair
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