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Old 03-01-2003, 01:03 AM
llama llama is offline
LawnSite Member
Join Date: Feb 2003
Posts: 165
what type of insurance do i need?

also, has everyone here made their business into a LLC, for liability?
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Old 03-01-2003, 02:48 AM
PR0 TURF's Avatar
PR0 TURF PR0 TURF is online now
LawnSite Bronze Member
Join Date: Feb 2002
Location: Dracut, Massachusetts
Posts: 1,087
This month's newsletter from is all about insurance for the green industry. I have not read it yet...but i know thats what it is about. Check it out to get some answers.....
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Old 03-01-2003, 11:12 AM
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rodfather rodfather is offline
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Join Date: Aug 2001
Location: Clinton, NJ
Posts: 9,629
Personal liability was only one reason I went LLC. There are tax ramifications was well.
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Old 03-01-2003, 11:30 AM
JasonPC JasonPC is offline
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Join Date: Feb 2000
Location: Massachusetts
Posts: 79
We are actually still a sole proprietorship with $2mill of liability insurance. We have been considering becoming an LLC, but there are tax issues with this. In Massachusetts, you have to pay personal property tax on all your equipment and trucks every year if you're an LLC. We are also keeping our business at our home and I don't want the town to know we're here. We're very set off the road so no one can see. So we're on the line about what to do here.

JPC Landscapes

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Old 03-01-2003, 11:09 PM
Lanelle Lanelle is offline
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Join Date: Feb 2000
Location: No.VA, zone 7
Posts: 1,361
Whether you are a sole proprietor or an LLC should have no bearing on being licensed by your local government. Either way, you should be licensed.
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