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  #1  
Old 04-15-2003, 10:37 AM
turfmaster90's Avatar
turfmaster90 turfmaster90 is offline
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Join Date: Feb 2003
Location: Gastonia,NC
Posts: 68
My Insurance Agent is 2 bricks shy of a load!!!!

Talked to my insurance agent to find out why they increased my business insurance over 120 %. His reply was "Well you didn't have a claim last year
so you are do for one." I shopped around for some insurance and located a agent who will write a 2 million policy for 600.00 per year. It will cover all my equipment also.

I called my agent and told him I was accepting insurance bids for my business. He said "What"
I said "I will be accepting bids until next Thursday." He said, "I thought we had a good relationship." I told him "Business is business"
When and if he sends me the quote that surely will have the increase of 120 % I will send it back to him with a note saying "Sorry we have accepted another bid. We didn't take bids last year so we were due to take bids."

I'll be going with Erie Insurance. The saved me $300.00 for the upcoming year.


Last edited by turfmaster90; 04-15-2003 at 10:42 AM.
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  #2  
Old 04-15-2003, 12:12 PM
LB Landscaping's Avatar
LB Landscaping LB Landscaping is offline
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Join Date: May 2002
Location: Maine
Posts: 1,310
They raised your insurance and you didn't have a claim last year?? Thats sounds pretty scetchy to me. Insurance shopping definatly pays off.
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  #3  
Old 04-15-2003, 04:04 PM
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rodfather rodfather is offline
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Join Date: Aug 2001
Location: Clinton, NJ
Posts: 9,632
Find a broker who represents and write policies for many insurance companies. That's just what we just did and saved a ton on Workmans Comp.
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  #4  
Old 04-19-2003, 06:46 AM
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Tharrell Tharrell is offline
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Join Date: Feb 2003
Location: Mount Airy, NC aka Mayberry
Posts: 2,967
Kool response to your agent! Sometimes I think the insurance industry is owned by the mob. Hey, it's a protection racket isn't it? Their logic is the same as a bank. That's probably why a lot of companies self insure when they can.
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  #5  
Old 04-19-2003, 08:40 AM
Mike Bradbury Mike Bradbury is offline
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Join Date: Jan 2003
Location: Fort Wayne,IN Zone 5
Posts: 495
not alone

I read that business insurance rates will average a 50% increase this year over last!
They lost their *ss in the stock market with OUR money and now it is MANDATED that they rates their rates to make their GUARANTEED PROFITS.
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  #6  
Old 04-20-2003, 05:30 PM
hustlers hustlers is offline
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Join Date: Nov 2000
Location: MN
Posts: 257
i dispise all insurance scams,

they are good but very crooked, they make so much money
its pathetic.

When you pay your 1000 for insurance your agent puts 600
in his pocket, and 400 pays for the policy

talk about easy money
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  #7  
Old 04-20-2003, 09:50 PM
cos's Avatar
cos cos is offline
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Join Date: Aug 2000
Location: southeast pa
Posts: 1,253
I have to shop around due to mine going out of business. I have until may 15th.
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  #8  
Old 04-24-2003, 10:38 PM
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LawnGuy73 LawnGuy73 is offline
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Join Date: Mar 2003
Location: Scott County, Minnesota
Posts: 1,811
Ours went up too, what a joke..
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  #9  
Old 04-25-2003, 04:03 AM
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DLCS DLCS is offline
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Join Date: Apr 2002
Location: Illinois
Posts: 4,365
Re: My Insurance Agent is 2 bricks shy of a load!!!!

Quote:
Originally posted by turfmaster90

I called my agent and told him I was accepting insurance bids for my business. He said "What"
I said "I will be accepting bids until next Thursday." He said, "I thought we had a good relationship." I told him "Business is business"


LMAO, I like that comeback.
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2013 haulmark 18' trailer
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2012 Gator with skid sprayer
2010 Turfco T-3000
2008 JD 997
2006 JD 647a
2004 JD 757 w/ 3 bag & Iron MCS
2002 JD 757 w/ 2 bag MCS
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  #10  
Old 04-28-2003, 10:17 PM
KirbyKLC KirbyKLC is offline
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Join Date: May 2002
Location: Central Florida
Posts: 31
Why are we whinng here?? Why are we in business???


And the answer is:


The same reason the insurance company, your mower dealer, your truck and trailer dealer, the gas station, and anyone else is in business; TO MAKE SOME $$$$$!!!


You did what you need to do--- shop around. Just like some of our customers do if they don't like the price increases that we give them.
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