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Old 05-08-2003, 10:17 PM
danp danp is offline
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Insurance Requirements

Have any of you had a client require you to carry $2Million commercia;l auto ins?

If so, did you provide it through an umbrella policy?

Thanks in advance for the feedback

D
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Old 05-08-2003, 10:34 PM
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tiedeman tiedeman is offline
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I am surprised this link hasn't been moved yet to the business section.............

well, I personally have never had to carry over a million, but yes they are called umbrella policies.
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Old 05-09-2003, 08:56 AM
LawnLad LawnLad is offline
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Typically what you'll have is a 1 mil general liability and 1 mil auto with an umbrella policy of 1 or 2 mil that will cover both your general or auto if needed. It's a good way to add more protection at a nominal cost.

Also - it can give you a little marketing edge too if you care to advertise your insurance rates (I'd rather not personally, but....) since the larger policy sets you apart from the typical minimums of $300 K.
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Old 05-09-2003, 09:00 AM
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wriken wriken is offline
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[QUOTE]Originally posted by LawnLad
[B]Typically what you'll have is a 1 mil general liability and 1 mil auto with an umbrella policy of 1 or 2 mil that will cover both your general or auto if needed. It's a good way to add more protection at a nominal cost.



Thats what I have.
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