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Old 08-29-2003, 07:52 PM
craigs lawncare craigs lawncare is offline
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Liability Insurance

Hello

About three months ago I changed my liability insurance that covers my lawn care business to the same company that my home is insured with.
On Wednesday August 27th my insurance company sent me a letter stating that they were increasing my liability insurance $200+. When I called and asked them the reason why they suddenly increased my rates, they told me it was because lawn mowing is considered a high risk business. Before I cancel my insurance I want to know if you guys know of some fair insurance companies out there.
Craig
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Old 08-30-2003, 03:54 PM
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Team Gopher Team Gopher is offline
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Hi Craig,

Here is a thread on this topic.
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Old 08-30-2003, 06:15 PM
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rodfather rodfather is offline
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"Fair" insurance companys? That's gotta be a new oxymoron like "postal worker", "military intelligence", or "government ethics"...LOL
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Old 08-30-2003, 06:18 PM
Doc Pete Doc Pete is offline
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Mine didn't go up this year...... I'm in Jersey...........
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Old 08-31-2003, 02:35 AM
craigs lawncare craigs lawncare is offline
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Liability insurance

Switchless, Rodfather and Team Gopher, I have not had the best of luck with insurance companies lately, my rates over the course of the past year have been a lot like the price of gasoline. They just keep going up and up.
Craig
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Old 08-31-2003, 09:16 AM
Doc Pete Doc Pete is offline
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Re: Liability insurance

Quote:
Originally posted by craigs lawncare
Switchless, Rodfather and Team Gopher, I have not had the best of luck with insurance companies lately, my rates over the course of the past year have been a lot like the price of gasoline. They just keep going up and up.
Craig
Well, I can see that. Those that wanted something for nothing, like government sponsored free programs (a la Hillary Clinton), suing each other at the drop of a hat, and other things that take away responsibility for one’s actions, are findings they are paying in the long run. Sadly, it’s catching up to us faster than we thought.

I was in a parking lot, backing up and saw another car backing out too, I stopped, they didn’t and hit the side of my truck. The insurance company said I was 50% at fault “Just because I was there”. Until things like that stop, rates will keep increasing…….
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Old 08-31-2003, 01:14 PM
craigs lawncare craigs lawncare is offline
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Re: Re: Liability insurance

Quote:
Originally posted by Switchless@aol.com
Well, I can see that. Those that wanted something for nothing, like government sponsored free programs (a la Hillary Clinton), suing each other at the drop of a hat, and other things that take away responsibility for one’s actions, are findings they are paying in the long run. Sadly, it’s catching up to us faster than we thought.

I was in a parking lot, backing up and saw another car backing out too, I stopped, they didn’t and hit the side of my truck. The insurance company said I was 50% at fault “Just because I was there”. Until things like that stop, rates will keep increasing…….
Switchless, I hear you and agree with you all the way on this one 100%.
Especially, about the lack of people taking responsibility for their own actions!
Although, if somehow insurance fraud could be curtailed and the frivolous lawsuits brought down to a minimum, do you think the insurance companies would dream of lowering their rates? I don't think so. What it does is give these crooks an excuse to jack up your premiums.

Craig
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Old 08-31-2003, 01:18 PM
Doc Pete Doc Pete is offline
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Re: Re: Re: Liability insurance

Quote:
Originally posted by craigs lawncare
What it does is give these crooks an excuse to jack up your premiums.

Craig
Yeah Craig,
It really ticked me off the my agent told me, "sorry, if you had a police report we might look at the accident differently". Gees, in other words, they are saying I'm lying. Didn't like that at all. Worse, the guy that hit me was over 80 years old
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  #9  
Old 09-01-2003, 12:38 AM
lawnman_scott lawnman_scott is offline
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Old Dominion,, National Grange Ins Co. I think they are in Delaware
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  #10  
Old 09-01-2003, 12:05 PM
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tiedeman tiedeman is offline
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my liability didn't go up this year, but my workers comp went up $150.
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