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  #1  
Old 12-23-2003, 08:25 AM
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Blades of Steel Blades of Steel is offline
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Business Insurance still going up!

I received my invoice from Zurich yesterday and noticed my insurance has gone up again. No claims n against the account just straight up business as usual. Grant it it is only 739$ a year but that is up 200$ from 2years ago. Does it go up every year, I noticed mine does?

Also, does anyone know of a web based place to get your insurance for less? And who does everyone else use?

Tim
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Old 12-23-2003, 08:47 AM
jeffex jeffex is offline
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$300 yr no employees http://www.ocas.com/insurance/intro.asp
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  #3  
Old 12-23-2003, 08:52 AM
LawnScapers of Dayton LawnScapers of Dayton is offline
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I will check that out.......I thought I was doing well at $620 a yr......

Derek
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  #4  
Old 12-23-2003, 09:01 AM
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Blades of Steel Blades of Steel is offline
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I am going to call in a few, I have an agent down the street
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Old 12-23-2003, 09:36 AM
AL Inc AL Inc is offline
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$739 would be a wet dream for me. I'm looking at over 2K. And yes, it does go up just about every year. I sat down with my agent last winter after a 20% increase to try to work something out. He flat out told me, "start looking for more profitable work". I took that to mean that it's not going to get easier or less expensive.
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  #6  
Old 12-23-2003, 04:11 PM
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Blades of Steel Blades of Steel is offline
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Al,

Everyone around here is paying less than 400 per year. She did tell me it has to do with the number of employees you have and what their annual salary is. I am now waiting for a quote from Ohio Casualty.

Tim
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Old 12-23-2003, 04:14 PM
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rodfather rodfather is offline
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Quote:
Originally posted by Blades of Steel
Al,

Everyone around here is paying less than 400 per year. She did tell me it has to do with the number of employees you have and what their annual salary is. I am now waiting for a quote from Ohio Casualty.

Tim

I'm with Ohio Casualty Group and they ain't cheap my friend. My biz insurance alone is over 3K a year.
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  #8  
Old 12-23-2003, 04:53 PM
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Blades of Steel Blades of Steel is offline
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Hey Rod,

Thanks for the info. I don't have workmans comp on that either so that may have something to do with it. But she is working up a quote for that too. I am not really worried about the premium as much as I am making sure i cover myself from being sued for everything i have built.

Does your premium have workmans comp on it
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Old 12-23-2003, 04:59 PM
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SodKing SodKing is offline
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Location: New Hampshire
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WOW.. I'll pay between 18,000 and $26,000 next year. But hey its down from $36,000 a few years ago. It pays to shop around and make sure you are dealing with a company that knows YOUR business.

Try Hortica insurnance, they saved me a bundle of money (which is now in my pocket).

http://www.hortica-insurance.com/
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  #10  
Old 12-23-2003, 05:25 PM
olderthandirt olderthandirt is offline
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Quote:
Originally posted by rodfather
I'm with Ohio Casualty Group and they ain't cheap my friend. My biz insurance alone is over 3K a year.
Wanna trade? Almost 8k yr.

Happy holiday Rod
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