Register free!


Reply
 
Thread Tools   Display Modes
  #1  
Old 03-10-2004, 05:17 PM
dmc456 dmc456 is offline
LawnSite Senior Member
 
Join Date: Jul 2003
Location: Louisville, KY
Posts: 382
Pesticide Insurance in KY ???

Growing my business this year to include pesticide applications. I'm have a hell of a time finding someone who will insure for mowing and pesticide applications. Once you say pesticide applications they are like, "no can do, call someone else".
Reply With Quote
  #2  
Old 03-11-2004, 12:17 PM
ParkerLawn ParkerLawn is online now
LawnSite Senior Member
 
Join Date: Mar 2003
Location: KY
Posts: 485
Indiana Insurance Company
Reply With Quote
  #3  
Old 03-11-2004, 12:27 PM
dmc456 dmc456 is offline
LawnSite Senior Member
 
Join Date: Jul 2003
Location: Louisville, KY
Posts: 382
Thanks, I'll try them.
Reply With Quote
  #4  
Old 03-12-2004, 05:59 PM
dmc456 dmc456 is offline
LawnSite Senior Member
 
Join Date: Jul 2003
Location: Louisville, KY
Posts: 382
They don't do Kentucky.

Any other ideas.

I have also tried:

State Farm
American Family
Zurich
Reply With Quote
  #5  
Old 03-13-2004, 10:16 PM
work_it's Avatar
work_it work_it is offline
LawnSite Bronze Member
 
Join Date: Jul 2003
Location: Louisville, Kentucky
Posts: 1,245
I just got mine through Nationwide. $399 for $1 million liability for chem. and mowing. Just call out to the one on Bardstown Rd. (231-8229-talk with Charlee)and tell her you want the same coverage that I (Tim Brown) got. She'll help you out.
Reply With Quote
  #6  
Old 03-13-2004, 11:15 PM
ParkerLawn ParkerLawn is online now
LawnSite Senior Member
 
Join Date: Mar 2003
Location: KY
Posts: 485
I live in Bowling Green, KY and have my insurance with Indiana Ins Company. Don't know where you got you info. Have used them for 4 yrs in KY.
Reply With Quote
  #7  
Old 03-14-2004, 08:14 AM
dmc456 dmc456 is offline
LawnSite Senior Member
 
Join Date: Jul 2003
Location: Louisville, KY
Posts: 382
Interesting, I called them this week and was told they won't do Kentucky. Sounds like I'll be calling them back.

Thanks
Reply With Quote
  #8  
Old 03-14-2004, 11:46 AM
ParkerLawn ParkerLawn is online now
LawnSite Senior Member
 
Join Date: Mar 2003
Location: KY
Posts: 485
Tell them I am in Bowling Green, KY and go through Center of Insurance and have their company as my carrier. If you like I can give the number to my agent and let you talk to her and maybe she can find someone in your area.
Reply With Quote
  #9  
Old 03-15-2004, 12:36 PM
dmc456 dmc456 is offline
LawnSite Senior Member
 
Join Date: Jul 2003
Location: Louisville, KY
Posts: 382
Nationwide saved me at least $500 on my $1Mil liability policy.

Thanks for the tip.
Reply With Quote
  #10  
Old 03-16-2004, 02:34 AM
work_it's Avatar
work_it work_it is offline
LawnSite Bronze Member
 
Join Date: Jul 2003
Location: Louisville, Kentucky
Posts: 1,245
That's odd. I just got mine at the end of last month for $399/yr. Wonder why they would quote you so high? Are you a solo operator, or do you have employees? The only other factor that I could think of is if you do arborist work.

Even at $500 they're still a lot cheaper than Farm Bureau who quoted me $1125/yr for the same coverage.

Good luck with your search.
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump





Powered by vBulletin® Version 3.8.6
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright ©1998 - 2012, LawnSite.comô - Moose River Media
All times are GMT -4. The time now is 03:09 AM.

Page generated in 0.08622 seconds with 7 queries