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Old 11-26-2004, 11:15 PM
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Ability Ability is offline
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Location: Tennessee
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Credit Cards

I am not sure if this is the correct forum or "elements of the business"

I am wanting start receiving credit/debit cards next season and looking for advice.

For, those who have done this:

1. What is the best institution to use - local banks, paypal, or other ?

2. How have customers reacted to it?

3. What are the pitfalls? What should I watch out for?


Thanks for the help
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It drives me crazy that after I cut the grass it grows right back. I think I will find a new line of work. Being a barber sounds pretty good.
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  #2  
Old 11-26-2004, 11:20 PM
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Smithers Smithers is offline
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Ability,

There were some really good discusions on this a few months ago. do a search and you will fine tons of information.
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  #3  
Old 11-26-2004, 11:26 PM
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TURF DOCTOR TURF DOCTOR is offline
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What is wrong with cash...........
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  #4  
Old 11-27-2004, 12:09 AM
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tiedeman tiedeman is offline
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1. you will have to go through a merchant account
don't use PayPal, they are worse then merchant accounts when it comes to fees
2. Probably less than 5% of my customers use credit cards, but the ones that do use it love it
3. high rates, and processing fees. Also sometimes you are locked in for 2 years with merchant accounts, and you have to pay a fee to get out of the contract
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  #5  
Old 11-27-2004, 12:49 AM
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Frontier-Lawn Frontier-Lawn is offline
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i use pay-pal and i can set it so they customer can have there cc auto charged each month
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  #6  
Old 11-27-2004, 01:21 AM
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Ability Ability is offline
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Quote:
Originally Posted by Frontier-Lawn
i use pay-pal and i can set it so they customer can have there cc auto charged each month
Frontier

Using pay-pay how do you work out the months that have five mowing weeks in them?

I looked at the auto pay feature and if you charge weekly instead of monthly it costs a lot more.

However, when you charge monthly with the average mowings per month being four you don't account for the months that have five weeks in them.

How have you worked around this?

Thanks

And thanks to all for the answers....please keep them coming
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It drives me crazy that after I cut the grass it grows right back. I think I will find a new line of work. Being a barber sounds pretty good.
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  #7  
Old 11-27-2004, 01:24 AM
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Frontier-Lawn Frontier-Lawn is offline
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i charge monthly for say $200 for 12 months. and mow feb-sept weekly and bi weekly oct-jan so it all works out. if you want with pay pal you can set it for every 4 weeks to come out or weekly what ever you want.
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  #8  
Old 11-27-2004, 01:28 AM
CrewCutEnterprises CrewCutEnterprises is offline
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Join Date: Feb 2004
Location: Annapolis
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I use Q clip for my routing and it transfers all information to my quickbooks program.

From there I can do it all.
I do normal Monthly Billing but I get paid 30 days later
I just started there merchant account. its 2.39 percent when the card # is entered. Its 17.00 a month. WELL WORTH IT

When the day is over. i charge all the cards.. its so much easier and.. I have the money.
Jason
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Tk 1 99 F350 7.3 Diesel with Ez-dumper, 7.5 Western
TK 2 99 F250 V8 Gas
Tk 3 98 Explorer 4.0 liter 4x4
Tk 4 98 Explorer 4.0 liter 4x4
Tk 5 96 Ford F250 Xcab long bed
Tk 6 97 Ford F250 Single Cab, 4x4 With 7.5 ft Fisher
Tr 1 - 16 ft Mowing trailer
Tr 2 - 12 ft dump trailer
Tr 3 - 10 ft utility trailer
Tr 4 - 12 ft Mowing trailer
Tr 5 - 18 ft Skid loader trailer
1992 Case 1840 Skid loader

Jason Rohrbaugh
Crew Cut Enterprises LLC.

Annapolis, Maryland
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  #9  
Old 11-27-2004, 02:28 AM
DuallyVette DuallyVette is offline
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Location: Charlotte NC
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I take MasterCard & Visa through my bank. They put the money in my checking account in a matter of hours. I only started taking MC & Visa to try to collect from a couple of past due and slow payers. We charge their accounts on their due date. I wouldn't want to accept cards from all my customers. a 2.5% fee from all my accounts would make a truck payment.
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