The Green Industry's Resource Center

MowinMachine · #1 03-10-2005, 02:40 PM

went and asked about a job today and they want me to have a certificate of workmans comp i am a solo operation what exactly is this how do i get one and how much will it be

any advice would be nice
Thanks Lance

tiedeman · #2 03-10-2005, 02:46 PM

since you are a solo op you do not need one. Just provide them with proof of liabilty insurance

NC Big Daddy · #3 03-10-2005, 03:07 PM

Quote:

Originally Posted by tiedeman

since you are a solo op you do not need one. Just provide them with proof of liabilty insurance

Some companies require them period.

grass_cuttin_fool · #4 03-10-2005, 03:12 PM

Yes they do, In va. you are not required to have it unless you have 3 employed. I bid on mowing telephone sub stations and had to have it and Im a solo operator. They wouldnt even accept my bid with out it, any way mine was gonna be $1800 for 1 year. I told them that if I got the bid I would have the Ins in 1 hour but they wouldnt accept that, oh well.
Mowinmachine, to answer your question, you will have to go to an insurance agent and buy a policy,I know here in Va workmans comp is very exspensive.

rodfather · #5 03-10-2005, 03:15 PM

Most important is to get the correct rate classification. Mowing is much lower than landscaping in most states.

eshreve1234 · #6 03-10-2005, 03:38 PM

You must register with OH BWC. The application is on their web site. If you are a corp., you have to carry it on yourself also, other entities you may elect not to cover yourself. When you apply estimate your annual wages low so your deposit will be less. The deposits range from $10 - $1000. Then you get the pleasure of filing a report for 6/30 and 12/31 each year to report wages you paid and pay your premium.

tiedeman · #7 03-10-2005, 03:45 PM

that is strange

pcguy · #8 03-10-2005, 04:42 PM

EVERYTHING in Ohio is strange.

eshreve1234 · #9 03-10-2005, 04:52 PM

Yes OH BWC is a little odd. Many states require you to go through a private insurer for you worker's comp needs, OH has a state fund. Back during the stock market bubble, you got a 75% discount on your BWC premiums, this past year we only got a 20% discount.

mtdman · #10 03-10-2005, 06:39 PM

How do you carry workman's comp on yourself if you are solo? I was told that you cannot carry it on yourself. And the purpose is to protect your workers. If you don't have workers, why would you have worker's comp?