This is to be included in the contract for a housing development. Should the cost of bark be prepayed by them or should I just buy it myself and add it in with the 12 monthly payments. Can I figure out exactly how many yards I will need with these measurements: 10 X 279 probably want it 2-3 inches thick. Also going to plant 80 annuals @ $.99 (I will get them @ $ .60) and a $1.00 for labor per plant, total per plant will be $1.99. Should I pay for them out of my pocket, then add the cost into the 12 installments. I have a fixed rate for bark this year, making things way easier $40 per yard includes: Pickup/delivery and installation, is this too cheap? Any imput would be very helpful, this proposal has to be in the mail by 5:00 tommorow.