I was hauling away some limb debris at a client's house & was asked if I had seen the oak "tree" next door growing out of the house? Huh, what...I went next door thinking a lil tree was growing out in a gutter (seen plenty of that!)...boy, this is about the funniest thing I have ever seen other people do The oak is 20-25" in diameter. I climbed up on a dumpster out front & could see the home owner had squared off the roof around the tree, with shingles or built the roof around the tree in a square shape. Water runs off the roof to where the tree borders the roof. Homeowner has started to replace the front wall of home, not sure if its tree root related damage but surely, the oak roots are everywhere under this house. I only have one photo but will swing by again & take more! I cannot imagine an insurance company would knowingly insure such a house but who knows-anything is possible in Florida!