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Accepting credit cards.....

Discussion in 'Business Operations' started by mjstef, Mar 23, 2013.

  1. grandview (2006)

    grandview (2006) LawnSite Gold Member
    Posts: 3,466

    Not really,no other fees,don't use it no fee. 90 cents on a 30.00 lawn money next day,Stamp and invoices cost more.
     
  2. BPS##

    BPS## LawnSite Senior Member
    from WY
    Posts: 828

    For a $30 charge .90 fee isn't that bad.

    But most of my residential customers pay at the end of the month.
    On a $200 bill 3.7% comes out to $7.40 fees.

    Take beacon payments fee of 2.08% plus $0.10 for credit cards and 0.55% plus $0.25 on a debit card the fees go waaaaay down.
    Especially if the customer pays with a debit card. It'd be $1.35 on a debit card.
     
  3. grandview (2006)

    grandview (2006) LawnSite Gold Member
    Posts: 3,466

    Most use cc for the points,any on debit cards?
     
  4. BPS##

    BPS## LawnSite Senior Member
    from WY
    Posts: 828



    Most of the ones I've had... no.


    I had one local bank that would give a very small percent back on my check card.
     
  5. BROWNS LAWN CARE

    BROWNS LAWN CARE LawnSite Senior Member
    Posts: 615

  6. tonygreek

    tonygreek LawnSite Gold Member
    Posts: 3,391

    Flint is out of closed beta now and available for iPhone/iPad. No dongles as it uses the camera and character recognition. Fees are inline with the others.

    https://www.flint.com/
     
  7. GreenCanvas

    GreenCanvas LawnSite Member
    from Ohio
    Posts: 18

    Don't you have to pay a fee to use the Quickbooks credit card service? Is it worth it?
     
  8. mjstef

    mjstef LawnSite Member
    Posts: 144

    Most are advertising their rates but NOT the total rate. They add their rates on top of the interchange rate. For example, QB advertises 1.69% but it really is 2.84% as Visa interchange rate is 1.15% This is pretty sneaky.......
     
  9. BPS##

    BPS## LawnSite Senior Member
    from WY
    Posts: 828



    It should be illegal but as I understand it that industry is highly unregulated.
     
  10. CreativeLawncareSolutions

    CreativeLawncareSolutions LawnSite Silver Member
    Posts: 2,025

    I have the card reader from paypal. As I understand they're all pretty similar, though.

    If you're wanting to swipe someones card for a one time cut or something of that sort I'd charge a few dollar fee. For big landscaping jobs I wouldn't, though.
     

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