^^ Homeowners said they would'nt cover anything because it was on a trailer meant for moving house to house. I was'nt trying to use homeowners to cover me at the time, I didnt even really know I needed insurance. I was a really small operation, 40 houses tops, and I was getting crazy quotes in the thousands to cover my equipment and liability. I was 19 and dumb. Did the research and eventually got the coverage I needed for a decent price, just sucks to learn the hard way. All your words ring true though.