I have been in business 2 years now. This year, however, I am really going out and starting advertising heavily. I just turned 16 so I am driving this year. I have ordered just magnets for my truck until I decide if I want the vinyls. I have also ordered lawn signs. I do not have a business license or anything like that or insurance. As I mentioned I'm 16 and have no idea how to go about that. Is it required? What do I need to do if so? I just don't want my business that I have worked hard to grow to get taken away from me or have to pay some enormous fine that puts me out of business and then some.