Any good cheap insurance out there?

Discussion in 'Business Operations' started by lawnbridge, Jan 15, 2008.

  1. lawnbridge

    lawnbridge LawnSite Member
    Posts: 97

    I am price shopping my liability insurance that comes due this month. Do you guys have any good suggestions? Currently I am paying about 1200 per year for 1,000,000 each occurrence limit.
     
  2. LawnCare_EMT

    LawnCare_EMT LawnSite Member
    Posts: 30

    I am not sure if you would be able to qualify, it is here in College Station, TX, but I have an excellent insurance agent that found me a 1,000,000 liability plan for $404.00/year. The insurance company is ANCO insurance and it goes through Union Standard Insurance Group. If you would like further information E-Mail me at grasshopperslawnmaintenance@yahoo.com
     
  3. mattfromNY

    mattfromNY LawnSite Bronze Member
    Posts: 1,580

    2 words that just dont go together... Cheap, and Insurance.
     
  4. lawnbridge

    lawnbridge LawnSite Member
    Posts: 97

    I knew that reply was coming as soon as I typed it out.
     
  5. IN2MOWN

    IN2MOWN LawnSite Platinum Member
    Posts: 4,993

    I dont know about anyone else but I pay on a scale of my gross income. The more I make the more my rates are. Right now I pay about $500.00 a year for a $1,000,000.00 policy. Im solo BTW.
     
  6. Flex-Deck

    Flex-Deck LawnSite Silver Member
    Posts: 2,846

    I use Farm Bureau Insurance, and it is in the $400-$500 range for 1,000,000
     
  7. mattfromNY

    mattfromNY LawnSite Bronze Member
    Posts: 1,580

    Sorry, I had to do it. I just got done incorporating my business, and switching all my insurance (WC for myself and employee, Liability, commercial auto and Umbrella policy) to Erie insurance. I wrote the big check. :cry::cry:
     
  8. Black Bear

    Black Bear LawnSite Member
    Posts: 45

    Check and see if Farm Family Insurance does business in TX, thay have a great landscaper program. They are based in Albany, NY
     
  9. ponyboy

    ponyboy LawnSite Bronze Member
    from ny
    Posts: 1,422

    cheap insurance is not good, good insurance is not cheap. i use farm family do not know if they are down by you
     
  10. ponyboy

    ponyboy LawnSite Bronze Member
    from ny
    Posts: 1,422

    i do not think farm family is so cheap its that you get great coverage stay away from them on trucks way too much
     

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