I don't do contracts. I only do residential and all pay on time. I started offering this year pre-pay for the year discounts of 5% for lawn mowing and 10% for the fertilize/weed control. Mailed out spring renewal and referral discount letters 3 hays ago. Already had one guy leave a message about doing the prepay for the year for mowing and fertilizing. He is asking what happens if something happens to me where I can't do it for the year. I will tell him I will give him the difference back. He will probably want something in writing so does anyone have a simple pre-pay type contract that you have been using a few years that you can send me or post here?