You know I prepare myself all year for the upcoming winter lull. Financially, winter time has always been challenging to me. A few years ago I started realizing the importance of stacking your customer base full of people who are most likely to want services throughout the year. It may be leaves. Or fertilizer. Or odd jobs. Or whatever. But each year I take notice on who completely cuts off service in late October, and who continues to need things throughout the winter. There's a BIG difference in the bottom line. Usually my goal is to stay afloat in winter and pay all my bills w/out having to dip too much into savings. Going in to winter, it always seems feasible. However, inevitably I end up taking several thousand dollars out. This year I'm pretty lucky because I have a several big commercial accounts, so it's a little easier. But this is a first. So my question is: How does everyone do it? Especially the smaller LCOs. Do you live off your savings? Or pick up the slack with leaves? Or fertilizer? What keeps you afloat financially in the winter? Good luck. March is just around the corner.