Does anyone have a policy that covers all drivers for a vehicle or do you have to add each employee that drives your vehicles to your policy? My insurance company says I need to add anyone that will be driving my vehicles to my policy. And of course I say, well what if one of my workers who don't operate the vehicles have to drive it on a day that a driver calls in. Their repsonse: temporary drivers are covered. So I am always confused about this subject! Maybe you guys can tell me what you do..