Well, I had my first payment from a customer be no good. I have been in business about a year and a half and this was the first. It was for $355. My Credit Union sent me the letter about it. I know I should have gotten all this in order already, but I don't know how to handle this. He was late on paying me to start with. Said he had ran into some cash flow issue waiting on payment from his own customers. He owns a business out of state and that makes it hard to catch him other than voicemail. He wrote me a bad check out of his business. He had to have known the check was no good when he give it to me.