How many of you are bonded any why? I recieved a bid package from a prop. mgmt company for a local bank branch and I was reading the sample contract and was astonished by the insurance requirements they have listed, but was mostly struck by the requirement that I have "Fidelity third party bond coverage of all employees providing services under this agreement" and for 100,000 no less. I was somewhat familiar with what bonding was, and after discussing it with my ins. agent learned that the bond covers me personally so the bond would be limited in amount to my personal net worth. So according to the contract requirements every employee that I use on that site would need 100,000 bond coverage...wonder whether the high school kid or the college kid working summers with me would have a better chance of hitting 100k net worth? It seems like getting bonded for landscape work (or maintenance work in this case) is overkill? What do you guys think?