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Bounched Check

Discussion in 'Lawn Mowing' started by EagleLandscape, Dec 24, 2003.

  1. EagleLandscape

    EagleLandscape LawnSite Platinum Member
    Male, from Garland, Texas
    Posts: 4,347

    Got the mail today... (Xmas eve). Bounched check for $449, ahh gotta love it, right in time for the holiday season:)
  2. rodfather

    rodfather LawnSite Fanatic
    Posts: 9,501

    Did you try phoning the person and/or redepositing the check a second time?
  3. bob

    bob LawnSite Platinum Member
    from DE
    Posts: 4,254

    Is this a customers check , or one of yours?
  4. grshppr

    grshppr LawnSite Senior Member
    Posts: 301

    I got one too for $150. Oh well I guess its that time of year. People overextending their bank accounts:dizzy: At least with this customer I know I'll get the money.
  5. EagleLandscape

    EagleLandscape LawnSite Platinum Member
    Male, from Garland, Texas
    Posts: 4,347

    Customer's Check. The bank tried it twice. Takes me a while to get paid from these people. But I can't get too mad at this guy, he's personally given me 600.00 of business in 2 visits, and then told someone else about me and theyve given me $4,500. Guess I gotta pick who I can be mad at. Ah well, he called the other day and left a message, I guess he figured out he had a $0.00 balance or something. I might try it again on Friday and see if it goes through from his bank.
  6. walker-talker

    walker-talker LawnSite Platinum Member
    from Midwest
    Posts: 4,771

    Just call the bank...they can tell you over the phone whether the check will clear or not.
  7. rodfather

    rodfather LawnSite Fanatic
    Posts: 9,501

    Banks will not accept a check after it has bounced twice. Your customer will now have to write you a new check.
  8. proenterprises

    proenterprises LawnSite Silver Member
    Posts: 2,297

    i have only gotten 1 bad check in all my times. if the guy isint a jerk, just call him and let him know. chances are hes just lost track of his holiday finances. especially if he has given you such a large volume of business, he will most likley clear it right up.
  9. Sam-Ohio

    Sam-Ohio LawnSite Senior Member
    from Ohio
    Posts: 304

    Our bank charges us a fee for customers checks that bounce ! I think about $8.50 each time it bounces ! So I won't resubmit a check. If it bounces once, I'm not sending more good money down that rat hole.

    I got tired of dealing with these a few years ago, so now if a check bounces it goes directly to the local credit bureau from the bank - I don't even see them. The credit bureau doesn't charge us anything - they ring about $50 bucks out of the weasel that wrote the bad check ! I don't have to get on the phone or write letters or anything, and since I'm not the bad guy trying to make them pay up they don't seem to get angry with us. I actually find I can maintain a better relationship with a customer that may have just screwed up once, if I don't have to be the bad guy.

    Another thing I've noticed is that they never do it to us a second time ! It's too expensive to give us a bad check ! They'll save their bad checks for someone else. The other good thing is that the credit bureau can tie them in knots, if they think they can just fluff it off and let you wait [like they used to do] They can't get a new credit card, buy or rent a car, buy insurance, buy or even rent another house, they can't do anything where their credit is going to be looked at, as long as they have outstanding bad checks. Even a buy here-pay here car lot will toss em for this ! If they write you a bad check and you just hold it for them, it never does get reported to the big credit clearing bureaus, so they just go on, and you never see your money, especially if they move or get a divorce. If the credit bureau posts their illegal behavior, they can't do squat till they settle up with you !
  10. impactlandscaping

    impactlandscaping LawnSite Silver Member
    Posts: 2,332

    Also make sure to add an extra $20.00- 30.00 fee to cover costs from your bank, in addition to whatever the customer's bank has charged him in NSF fees.<a href='http://www.smileycentral.com/?partner=ZSzeb008' target='_blank'><img src='http://smileys.smileycentral.com/cat/4/4_13_9.gif' border=0></a>

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