Boy am I sure glad I have insurance. My best employee was edging today and threw a small rock through a picture window. Shattered it instantly. This all happend at a nursing home that I mow for. I thought that the manager was going to be pissed off. Well I told her that I was insured and not to worry that I would take care of it. She said its ok S**t happens and that their insurance would cover it. She said that in the past ten years that she has been there a window or two has been broken every year(you should see the size of this place and # of windows) and I was the first to offer to pay for it. She also told me that I was doing the best job she had ever seen at the place. She said that they have been through a new LCO every year and that after this year they will no longer take bids as long as I want to mow for them. How COOL is that.