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Business Credit Card

Discussion in 'Business Operations' started by jequigle, Jan 23, 2012.

  1. jequigle

    jequigle LawnSite Member
    Posts: 236

    I am looking into opening a business credit card but am unsure of which one. What do you all use? Perks? Cash back?
  2. grass-scapes

    grass-scapes LawnSite Bronze Member
    Posts: 1,552

    I would do a cash back. Better yet, I would do a simple card with lower interest. Keep in mind that the changes made to the credit card laws a few years ago did not affect business cards. They can change terms as they see fit, no grace period, etc.
  3. clydebusa

    clydebusa LawnSite Bronze Member
    Posts: 1,660

    I like capital one with cash back. Like free money!
  4. FLC2000

    FLC2000 LawnSite Bronze Member
    Posts: 1,840

    Id pay cash...
  5. clydebusa

    clydebusa LawnSite Bronze Member
    Posts: 1,660

    Several advantages of credit cards. Unexpected expenses, you loose it you not out the cash, extended warranty, clout to return faulty equipment, rental equipment, last but not least list of what you spent for the month or year so when you loose the receipt you still have copy of the purchase.
  6. BeachysLawn

    BeachysLawn LawnSite Senior Member
    from VA
    Posts: 271

    Sounds a lot like the advantages of a debit card :)
  7. PlantscapeSolutions

    PlantscapeSolutions LawnSite Silver Member
    Posts: 2,979

    My Chase Visa puts at least $500 a year in my pocket for fuel purchases. Best of all there are no taxes on the income.
  8. jackal

    jackal LawnSite Senior Member
    Posts: 489

    I have both a Chase personal card and business card. The personal card has 5% cash back in the first and third quarters up to $1500 each quarter. The bus card has 5% office expenses and phone service, 2% everything else.
  9. JBNC

    JBNC LawnSite Member
    Posts: 200

    Definitely get some kind of rewards card, cash back is always nice. I know someone who uses a disney credit card for almost all purchases and goes on a free trip every year from the rewards(not just disney world either, you can do cruises and other things)
  10. JBNC

    JBNC LawnSite Member
    Posts: 200

    except you don't have the potential to get any cash/rewards back with your debit card.

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