I was wondering if everyone can discuss how they come up with their projected overhead and labor costs. In an earlier post, I saw a topic in which someone was telling how at the begining of every season he sits down and factors in everything (overhead) from insurance, licenses, etc.. and he is able to decide what to charge customers per man hr. Basically, I am wondering the best way to figure exactly what my costs will be. Should I break it into a 12 month period? Oe would that not work because most of the $$ is comming in 8 month increments? I was thinking if I figured what my expenses were every month included truck payments, gas, labor and subtract that from income, I would have net profits? Also, I do I factor in landscape and hardscaping jobs that I dont know I have yet? Any help appreciated! Thanks!