Ok I need a little help on my how much to charge for my hourly rate. Also how much should I figure in fuel that I will be using? Equipment: 2001 Ford F-250- $1.33 an hr. 2004 Simplicity Pacer W/B- $2.00 an hr. 07 Dixie chopper- $11.50 an hr. So far to just own the equipment it cost $14.83 an hr. To insure my mower, trailer, walk-behind and hand helds it's $357.00 for the year. Commercial insurance on my truck is $4,199.00 for the year. I plan to have one guy with me at all times and will be paying him $8.00 an hr.