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Business Insurance?

Discussion in 'Business Operations' started by CJIII, Jun 25, 2002.

  1. CJIII

    CJIII LawnSite Member
    Posts: 57

    I would like to know do I need business insurance? cause I see a lot of lawn service with it. I wonder is it require by law.
  2. Hawkeye5

    Hawkeye5 LawnSite Senior Member
    Posts: 295

    General Liability Insurance is not required by law, but it may be required by contract if you do any commercial work. Auto Liability varies by state regarding mandatory status, however, every state has Financial Resonsibility laws which may mandate coverage under certain circumstances, and lenders will require it if the vehicle is financed. It is a very good idea to have General Liability insurance as sooner or later you will break a window or ding a car, no matter how careful you are things happen. If you want to be a pro in this business, then business insurance is a must. JD

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