Hello, I am new to the site and this is my first post. This is a great source of information. Thanks for viewing. Below is my business plan. My situation: Im 26, with a family. I have a good government job with great benefits and I want to start a lawn maintenance company on the side to supplement my income and possibly do full time. (I have a remote chance of being layed off.) I go to school 2 nights a week. (Except summer) and my major is economics. I get off work pretty early at 3:30 so that will give me time to do yards in the evenings and on Saturdays. I enjoy lawn maintenance and that is why I want to start in this field. I live near many $200s+ to 850s homes. My goals of the business are for the 1st year, 1. To make a profit. 2. Learn business systems 3. To be professional, legal, do it right, and to further the profession of lawn maintenance. 4. To have the business pay for all of the equipment. Here is a breakdown of my business plan. Please review and give advice, thanks for your time. It is July3rd and I dont plan on starting until next February/March. I have a lot of planning to do and it gives me plenty of time to get things in place. All of the following figures are very close; some may be higher/lower. Business expenses: Incorporation: $900 Business License: $250 Insurance (BOP): $1400 per year. Insurance Business auto: $1300 per year. Certifications: (Certified Turfgrass Professional, Certified Ornamental Landscape professional.) $550 Membership: PLCAA: $295 Online service, website: $260 P.O.Box: $68 Office Supplies (business cards etc.): $75 Tax Return Fees: $450 Quickbooks: $250 Gopher Software or equivalent: $400 I have all needed computer equipment. Advertising: $250 Total: $6,448 Equipment: (Yes, I am a JD man.) JD has a financing plan that cuts the price of everything if you get a certain amount of points at once. Here are the prices with the discount. I might negotiate it a little lower. I have a great dealer in my area. JD 757 60 with lights and 3 bagger $7150 +$1300 =$8450 JD GS30 36 Walk Behind $2300 JD XT140SBLE Split Boom Trimmer $305 JD XT 140LE Line Trimmer $315 JD Bp 60 Blower $410 JD H20DLE Hedge Trimmer $370 JD XT140SELE Stick Edger $290 JD EH2659 Extended Reach Hedge Trimmer $495 JD Tow behind spreader $210 Tow behind core aerator, dont know what kind yet, JD had a 40, I want a 60 est. $300 Trailer 6x14 with all the trimmings. (I may go with the 12 if my equipment will fit on it.) $1500 or less. Miscellaneous: (Spare parts, etc.) $1200 Clothes/Boots/Safety equip: $315 Total $16,460 Total of both: $22,908 $14,645 of which is finance able. Total out of pocket. $8,263 (est.) I roughly have to do 12 yards a week @$30 a yard for 30 weeks to cover all expenses. I added up all finance charges and what it would take per month to equal yearly expenses, maintenance, and fuel costs. This doesnt include what I could get for aeration, hedge trimming, fertilizing. From my calculations, it looks as though I can do it and make a profit. What do you think of my plan and is there anything here I am forgetting or am oblivious to? Oh, I forgot to add the license for fertilization. I dont know how much that would be in Georgia. Thank you for your time and please share this with anyone that could shed light on my plan. Thanks again.