For some of you who have been in business for years with employees....In your first years in business did you take on all work that was offered...meaning some jobs that you felt you may have been over your head in? For instance say you have some experience with tree work....but don't feel comfortable taking down a tree over Mr. Smiths house....do you gamble or be smart and refer the work to someone else. I don't sub out, because have had problems before so simply pass the number on to someone who may be better than me at a certain task. The reason I ask is that maybe I should hire someone older and more experienced than me next year..I am 24....someone who has done these type jobs....will that be worthwhile in your opinion? A heavier salary, but ability to take on bigger $ jobs.