I financed my Ferris with their 0%/36 months deal they had this spring. I have had a couple small problems with the machine, but had big problems with dealer which is 45 minutes away. I am not goin there for service ever again, because they don't offer SERVICE!!!! Next closest dealer is 1 1/2 hrs away, and i don't want to drive that far every time i need something. I bought this Ferris May 22nd this year. Can i just call Ferris and say "I'm taking the mower and dropping it off at the dealer, please refund the money i have paid thus far and we'll call it even?" can i do that? i'm really tired of dealing with it. i may go to the dealer 1 1/2 hrs away and get them to fix it then i will sell it maybe if Ferris won't take it back.