the other day i was accused of breaking a window. i sincerely thought i most definitely did not break it. the ins company paid for it. they also said this would not effect my coverage, my price, or my ability to renew next season. he did say that before renewel, the insured is evaluated, and if there are too many claims, or the insured seems like a neglegent person, they will raise you, or drop you. so far (only one claim) this is not the case. the property where the alleged incident occured, has alot of rocks along the edges of the walkways, and along the back bed edges. in fact, while i was edging the back beds, the rocks were flying everywhere. there is a major potential here for another broken window, or some kind of damage. this property definitely falls into the "high risk" category. do you dump high risk properties?