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car accident damage insurance job?

Discussion in 'General Industry Discussions' started by Stringblade, Jan 20, 2005.

  1. Stringblade

    Stringblade LawnSite Member
    from pgh pa
    Posts: 98

    A car slid off the road and took out a fence about 20ft long, took out a crab apple tree 3 privet shrubs and a couple other things. i got the call to bid the job for replacement of everything, the drivers auto insurance is going to pay it. has any one ever bid one of these jobs before? the home owner is telling me to bid it extremly high. do you think thats a good idea or do you think they will get other bids? thanks for reading this i have two days to get the bid in. any opinions would help.
  2. MudslinginFX4

    MudslinginFX4 LawnSite Bronze Member
    Posts: 1,170

    I think I would bit it about the same that I would bid any other job. Make sure you don't underbid though! Go with good size trees that will make you a nice profit, but don't make the bid so high that the insurance company wonders too much.
  3. procut

    procut LawnSite Bronze Member
    Posts: 1,853

    I agree with ECM Lawn, bid about how you usually would or maybe a little higher. You don't want the insurance company getting suspicious. Good Luck!
  4. grass-scapes

    grass-scapes LawnSite Bronze Member
    Posts: 1,552

    Thats whats wrong with people. They see an opportunity to make money for nothing and take insurance companies for what they can. Im not speaking of the LCO, IM speaking of the homeowner. Bid it as high as you can? How can that be right. I would bid it like any other, and then let the insurance company know, after you get paid, what the homeowner said. I had the same situation. I was in a car wreck, my fault. The other driver was fine at the scene, but wouldn't you know... they had all kinds of bills. Found out they took the motor out of the vehicle that was totaled and put in a moter that was blown. Then they got lots of money for the vehicle. They essentially ripped me off, because I pay the premiums, which are much higher now. LOL.
  5. plateau lawn care

    plateau lawn care LawnSite Member
    from georgia
    Posts: 195

    The guy will probably turn the highest bid into the insurance co and hope they take it and the ins. co. will probably just write he a check and he never fixes the lawn and its money in the pocket
  6. draftlawncare

    draftlawncare LawnSite Member
    Posts: 225

    thats why i no longer give estimates for Insurance claims i did my first year now i dont waste my time with them
  7. grass-scapes

    grass-scapes LawnSite Bronze Member
    Posts: 1,552

    Ive given quotes for insurance damage before. found out the homeowner submitted the high bid to the insurance, and got the low bidder to do the work. in another case, the homeowner tried to do the work himself....asked me to give a high bid. I don't do insurance bids anymore either. they never land me work so why waste my time.
  8. Branchland

    Branchland LawnSite Senior Member
    Posts: 354

    I love insurance jobs. Always charge a litle extra. But some homeowners will try to do it themselves to save some money.
  9. turf hokie

    turf hokie LawnSite Silver Member
    Posts: 2,744

    Don't waste your time.

    I have done insurance bids plenty in the past. The only ones I get are from existing customers, and even those I only get 1/2 the time.

    The guy wants a high bid so he can profit. He will either get a low bid after he gets his check or he will do it himself or even better you will drive by in a year and the work was never done. All of these are real scenarios.
  10. geogunn

    geogunn LawnSite Gold Member
    from TN
    Posts: 3,010

    string--call a fence company and get estimate on repair. pad your profit on top of that, say 30%.

    you should be able to figure the landscaping.

    don't worry about homeowner saying to bid high.

    just give him a bid that will make you happy if he says do the work.

    GEO :)

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