How do you guys manage your cash flow. Do you set up two separate checking accounts,savings etc. I know credit cards help curve it. But if you don't have credit cards, how do you do it. I had a situation when one month I made over $8,000.00. But my checking account was in the negative. I guess what I trying to say is. HOW DO YOU SEE, AND KEEP YOUR MONEY. OR AT LEASE GET A EYE ON IT. I know it's a process, so I'm willing to learn. Any suggestions or comments will be GREATLY APPRECIATED!