how is this idea..i have quite a few clients in a rough area. it's rough because it can get very messy. oak trees and sycamore everywhere, they constantly drop some debris, and we charge weekly for cleaning up (unlike some overgrown forest gump type people i know). anyhow, if we have a huricane, or high winds/thunderstorms, these properties get very messed up. debris everywhere. it has only been excessive , over the last 4 yrs, maybe 3 times. this is where they were charged a high amount for a cleanup. now, i was thinking, can i, instead of when/if it happens, charge them for a cleanup, can i just incorporate a "cleanup insurence" fee, into thier annual maint fee? this would cover them, just in case, and if not, i make free money, just like insurence companies do. and if it happens more than once, i add a surcharge, for the next 3 yrs, just like insurence companies do. what do u think?