Let's say you had a commercial account last year, you had insurance but for some reason they never asked to see your insurance papers even after they signed the contract. You had the account all season long and it brought in $2900.00. You get a letter in the mail telling you that all contractors are being asked to provide proof of insurance by March 9th, they are updating their records. As you read the fine print, you realize that they are requiring 2 Mil, you don't have enough. You feel truly that you don't really need to carry this much as your business is primarily resi. How much of an insurance rate increase would you be willing to pay to keep this account? Just starting conversation, I will call the insurance company tomorrow to see how much more it will cost us.