Commercial Auto Insurance in MA

Discussion in 'Network: North' started by Four Gardens Landscape, Jun 21, 2013.

  1. Four Gardens Landscape

    Four Gardens Landscape LawnSite Member
    from MA
    Posts: 8

    Hi everyone,

    Landscaper in MA here. I was just wondering where some of you guys get your commercial auto insurance? I got a quote from Progressive and they are asking around $3000. It seems a bit high but I have never had commercial insurance before so maybe I am wrong.

    This quote has 100,000 / 300,000 BI / PD liability which adds around $300 on so I know that could be changed but just wondering if there is anyone else out there who may give cheaper rates. Thanks!
     
  2. Colaguy

    Colaguy LawnSite Senior Member
    Posts: 599

    Look around some more. My eight yr old commercially used policy is $78 per month. Beat Progressive by about $30.

    I have GMAC. http://www.gmacinsurance.com/
     
  3. Colaguy

    Colaguy LawnSite Senior Member
    Posts: 599


    I added truck. lol.

    Of course price will vary on how old vehicle is & size & what State your in.
     
  4. jbturf

    jbturf LawnSite Bronze Member
    Posts: 1,429

    Use an agent, they will greatly help with this, my commercial inMA with 4 veh is 3k and change, with higher levels than u listed
    Posted via Mobile Device
     
  5. Four Gardens Landscape

    Four Gardens Landscape LawnSite Member
    from MA
    Posts: 8

    This may be a ridiculous question but can I use my commercially insured business vehicle for personal use also?

    I know it doesn't work the other way around but does anyone know if this is OK?
     
  6. AI Inc

    AI Inc LawnSite Fanatic
    Posts: 25,312

    I pay about $2500 for 3 trucks. MSA ( main street America) group.
     
  7. Colaguy

    Colaguy LawnSite Senior Member
    Posts: 599

    This may be a ridiculous question but can I use my commercially insured business vehicle for personal use also?


    i do.
     

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