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Commerical Lawn Accounts

Discussion in 'Lawn Mowing' started by JB YARD CARE, Jan 21, 2006.


    JB YARD CARE LawnSite Member
    from Livonia
    Posts: 1


    We Just got into the business last year and this year were looking to get in to commercial accounts. Do you usally need insurance for a commercial places to be interested in you?


    TURF DOCTOR LawnSite Silver Member
    Posts: 2,138

    They will not let you work without it they will ask and in our case we always fax a copy so they will call.

    CLARK LAWN LawnSite Silver Member
    Posts: 2,526

    you will need insurance,worker comp.&,business license
  4. Branchland

    Branchland LawnSite Senior Member
    Posts: 354

    So far any that I've dealt with in the past never asked for a copy of my insurance. BUT I wouldn't do it without it. Incase they ask for it plus if something was to happen. Even just doing residentails I would have at least general liability.
  5. Bulldog26

    Bulldog26 LawnSite Member
    Posts: 115

    The commercial prop. I do require Liability Ins., workmens Comp. and Commercial Auto.

    TURF DOCTOR LawnSite Silver Member
    Posts: 2,138

    If you run 0 workers you do not need workers comp a least not here stata law.
  7. LwnmwrMan22

    LwnmwrMan22 LawnSite Platinum Member
    Posts: 4,372

    Here you don't either, however, most companies insurance companies require that all outside vendors carry work comp insurance.

    SO, with that said, I carry work comp insurance, even though I don't have any employees. I find it's easier to just pay the $400 / year for a sheet of paper that says I have work comp insurance, rather than be on the phone with all these different companies, trying to explain that "no, I do NOT have any employees", which then they drag their feet on paying, since it's not conforming to their standards.

    Also, in 17 years, I've never held a business license, unless you're talking about sales / use tax license. As far as a license that says I can mow, no, never.

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