It is the law of the land and it is not going way so we need to learn what is going to happen. It does seem that having less than 25 employees is going to be an advantage in regards to this law. There are several other federal laws that do not apply to the micro small company of 10 or 15 or so employees. I do not think the tax credits will last for us to buy insurance more than 2 years. Right now it seems to last for the low income individuals based on several things income level relative to the poverty scale percentage of their wages they spend on insurance The size of the family Very confusing but I have looked at the implications a few times in the past and a whole lot the last 2 days. Only time will tell if this is a horrible thing or a good thing. Something has to be done to help control cost which PPACA does not seem to do. Whatever advantage we do get will not last long as the big boys adjust.