I have a seperate sheet of paper that I make customers read and sign that lays out my companies fees for returned checks and late payments. I showed it to my new accountant and he completely ripped it apart totally changed the entire thing. He kept telling me it had to be shorter because "nobody would read all that" well, duh, that's the point with the fine print on contracts isn't it? I mean I don't care if they read it or not, all I care about is them signing it. I don't care about being brief when it comes to covering my butt. I care about being thorough. How do you inform clients of your fees for bad checks and late payments? Who wrote it for you? Would you mind posting a copy of it here or PMing it to me? Thanks in advance.