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credit cards - help

Discussion in 'Business Operations' started by stinky rodent, Dec 28, 2003.

  1. stinky rodent

    stinky rodent LawnSite Member
    from nw ohio
    Posts: 38

    have a large commercial account that wants to pay us immediately upon completion, but wants to use their credit card (they are a fortune 500 company so its not a scam...)

    i like the fact that we dont have to wait for a 30 or 45 day billing cycle.... but

    the only way we get the account is if we do this - so my question is - is there a cheap, easy way to do this or is it a pain to do...

  2. proenterprises

    proenterprises LawnSite Silver Member
    Posts: 2,297

    i would suggest that you open a paypal account. that way, they will be able to pay you via a credit card transaction, you are protected and you will always have records.

    try these paysites for best results.

  3. SodKing

    SodKing LawnSite Bronze Member
    Posts: 1,648

    i use my merchant account through Quickbooks Pro. Quick easy and a good selling point as well. 12.95 per month +%. A cheap and easy way to get paid immediately.
  4. burnandreturn

    burnandreturn LawnSite Senior Member
    Male, from Germany
    Posts: 303

    Talk to your bank. Many banks offer credit card services. You do not even have to have a machine to swipe the card. Not expensive either.
  5. impactlandscaping

    impactlandscaping LawnSite Silver Member
    Posts: 2,332

    Try the Lawn and Garden Dealer's Association.Here's the web site:

    <a href='http://www.smileycentral.com/?partner=ZSzeb008' target='_blank'><img src='http://smileys.smileycentral.com/cat/27/27_4_12.gif' border=0></a>
  6. paponte

    paponte LawnSite Silver Member
    Posts: 2,366

    I would agree to check with your bank, or use paypal. :cool:
  7. rodfather

    rodfather LawnSite Fanatic
    Posts: 9,501

    One shot deal? I'm sure your bank can do something for you (even at a nominal fee)...
  8. Team Gopher

    Team Gopher LawnSite Platinum Member
    from -
    Posts: 4,041

  9. JimLewis

    JimLewis LawnSite Fanatic
    Posts: 6,839

    Paypal has per-transaction limits (especially for new account holders) and the bank would have to be willing to open an account with Paypal ,which is something I find most people or business who are unfamiliar with them are willing to do.

    Just imagine if you were going to hire a heating and air contractor to install an A/C unit for your house. And just before he started he said, "Oh, you want to use a credit card? Well, um. Ok. But I use MoneyMakers.com for that. You'll have to go online and sign up for their service, create a bank account with them, give them your personal and banking information, and THEN I can take your credit card." I don't know about you - but I can see where a lot of people would have apprehensions about it. And it's been my direct experience that this is exactly how people who are unfamiliar with paypal feel. I used to try to push Paypal too. I love paypal. But it just isn't mainstream yet. And it isn't nearly as quick and easy as just giving someone your credit card number.

    If you want to look professional, you should have your own merchant account. If you have good credit, go to the place where you bank and open a merchant credit card account. They should be able to have it set up for you within a few days and then you can get paid and receive the money from the transaction within a day or two of the time they pay.

    If you have less than perfect credit, then just email me. I know another place to go that doesn't cost an arm and a leg and still allows people with bruised credit to have merchant accounts.

    Either way, you need to open up your own merchant account for stuff like this. It's just the most professional way to do it.

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