credit cards

Discussion in 'Starting a Lawn Care Business' started by VMcNeill, Sep 4, 2006.

  1. MarcSmith

    MarcSmith LawnSite Fanatic
    Posts: 7,157

  2. grbh

    grbh LawnSite Member
    Posts: 4

    I don't mean to be spammy but I stumbled across this thread today and thought I would give a little input. First yes, I provide merchant accounts, but I will try to be unbiased here.

    A couple of possible solutions:

    1. Wireless credit card terminals. This allows you to swipe a card on site, gives you greater chargeback protection, and a lower rate because the transaction is swiped. Downside is upfront money, and or lease costs can be prohibitive. In addition if you have several trucks running around to you might need multiple terminals.

    2. Software. Considerably less expensive option. Their are quite a few options out there. The benifit is for someone who has a lot of lawns they are billing monthly as several types of saoftware allow you to set up automated billing. For instance if you are billing 200 lawns on the first of the month, you only need to enter the credit card information one time. For each successive month the transaction is automated. Benefit is obviously convenience. The down side is you are now looking at a non swiped transaction so it will cost a bit more.

    Hope that is of some help. If anyone ever wants some additional information on merchant accounts, feel free to email me.

    merchant.consultant@gmail.com

    Rob
     
  3. grbh

    grbh LawnSite Member
    Posts: 4

    Sorry double post
     
  4. fulano

    fulano LawnSite Senior Member
    Posts: 319

    Let's say you do have a wireless terminal. What percentage of customers are home when you finish a lawn? Out of those how much time does it take to go to the door and wait for them to open and then find their CC? That isn't counting the time listening to the customer complain or other BS all while your crew sits in the truck on the clock.
     
  5. grbh

    grbh LawnSite Member
    Posts: 4

    Good point, I Fulano. I didn't think of that. I assume a lot of your customers are at work when you are doing their lawns. Wireless probably isn't a tedrribly attractive option after all. I do see some value in the software solution in spite of the higher percentage.
     
  6. causalitist

    causalitist LawnSite Senior Member
    Posts: 610

    if you use one, which program do you use of theirs? im seeing pc charge express, pc charge pro, and authorize.net.
     
  7. Dunn's

    Dunn's LawnSite Bronze Member
    Posts: 1,546

  8. 6'7 330

    6'7 330 LawnSite Bronze Member
    Posts: 1,823

    Overwhelmingly our clients are on CC.Along about 2000 CC was made the only options for new maintenance client's . Taking CC was a very good business decision for us. Postage and office costs decrease, and CC allows better control of cash flow.
     

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