I have checked on accepting credit cards a couple times and the companies offering the service seemed pretty shady, $300-500 app. fee no guarantee you'll be accepted. Where did you'all setup your credit card service? I tried my bank before but they wanted a storefront for that. I have since changed banks i will ask my new one. What is the going rate on charges you take ? Last i checked with the shady co.s, they wanted about 3%. Seems like a good way to get paid on time and immediatley after jobs are done, easier for the wives to spend on new projects too!