i am looking for a type of insurance where if i sign a contract or not with someone for any amount of work . and then they welch on the deal and dont pay you . you can file pay your deductable and be paid by insurance . companies or contractors will have you to be " bonded " so that if you welch on a contract they can get you . why cant you have the same insurance . even if you have a contract and go to court " whenever " they still have so many years to pay you. yall know what i am looking for and what type it is ?