I've thought about using a small business loan to get started out for my business. I already have a Redmax edger, backpack blower, and trimmer. My thinking is that I would purchase a Bob-cat ZT219 with just 72 hours for $4k(over $6k new), a 36" Scag or equivalent for around $1k, a 10-12' trailer for around $1k, and then get something like an early 90's Ford F350 for around $6-7k to pull the trailer and use for snow removal in the winter. I'd be looking in the neighborhood of $12k to start up. A couple guys where I currently work discussed that you never show a profit the first five years as though you can deduct your losses against what you would have to repay in the loan. Does any of this hold any merit? Any links to share with me? Thank you.