Easiest way to start a lawn mowing business

Discussion in 'Starting a Lawn Care Business' started by Alex G, Feb 26, 2013.

  1. Alex G

    Alex G LawnSite Member
    Posts: 22

    I been asking around and found quotes for general liability insurance. But what else do i need? i'm 17 years old and i don't want to be a corp. or an LLC just under my name. I will strictly be doing lawn cuts and leafs in the fall.

    Do I need to change the plates on my truck to commercial and get commercial auto insurance if I pull a trailer with a lawn mower and equipment on it?

    Also if I don't put signage on the side of my truck will i get face fines?

    Anybody know of any great insurance companies that give good rates. i'm in NJ my lowest quote so far has been $715 for a 1million policy

    I am completely new at all of this and i want to do it right without going over the top my first year. I just need information on how to get by on all this legal stuff. I posted before but just want more opinions on how to do all of this.
    Any information on anything would greatly be appreciated.
     
  2. bohiaa

    bohiaa LawnSite Fanatic
    Posts: 5,220

    WELL it's GREAT that yo dont want ot do this. Becaseu you CANT...
    a minor cant enter into a contract
     
  3. weeze

    weeze LawnSite Fanatic
    Posts: 8,047

    easiest way to start is to get a mower and start cutting grass.
     
  4. larryinalabama

    larryinalabama LawnSite Fanatic
    Posts: 16,438

    Thats what I was thinking.
     
  5. bohiaa

    bohiaa LawnSite Fanatic
    Posts: 5,220

    My friend..... I would never advise someone BREAK the law.....

    BUT... IF I were you. I would put on the little boy act. MOW lawns. and have your customers pay you in CASH.

    you REALLY dont understand how much above you are RIGHT NOW. above prob. all of the other 17 year olds.
    this is Something to be VERY PROUD OF......

    GOOD for you. and I'm behind you.....
     
  6. Alex G

    Alex G LawnSite Member
    Posts: 22

    If I do go under the radar.. I still worry about Liablity insurance. No matter what, I think I should have a min. amount of insurance. do you have any clue where I could get some or where to look for a cheaper company. i already got a quote for $715 for a 1 mill policy.
     
  7. crichardson

    crichardson LawnSite Member
    Posts: 96

    No less than one mill
     
  8. bohiaa

    bohiaa LawnSite Fanatic
    Posts: 5,220

    I dont think u can get it... I'm not sure on that.....

    BUT you really dont need that much.

    I dont think you will be able to do commerical.

    BUT PLEASE PROVE ME WRONG......
    you may consider putting the company in your dad's name or mom;s name if u do this BE DAMMED SURE TO LLC OR INC......
     
  9. weeze

    weeze LawnSite Fanatic
    Posts: 8,047

    you don't need insurance to be legal unless you mow businesses. if you mow residential you can just pay for something if you break it with the money you've made. just be smart and safe and you shouldn't break anything anyways.
     
  10. magicmike

    magicmike LawnSite Senior Member
    Posts: 266

    hes in NJ he probably needs insurance to get a license (if you need one in NJ)
     

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