Guy in town was demoing a new ZTR mower and somehow it was thrown from the trailer and done a about 3000.00 of damage to it. His insurance told him they couldn't replace or fix it because it didn't belong to him and dealer didn't have it insured while it was off his property. He just bought him a wrecked machine. Just something to keep in mind while demoing. Ask if the dealer has coverage because you may not.