I wasnt going to get a nav or walker until i had the cash but i just cant wait lol. Im going to apply thru finance company . I have a full time job that pays all my bills and do mowing part time , in a few yrs i want to do mowing full time . So my thinking now is if i get a nav now and start the repayments then in a few yrs it would be half payed for or even all payed up as i can pay more than monthly repayments. Nav down here in australia is $22,000 ( gawd ) and if i get loan over 5 yrs i pay $109 each week which works out to be about $28,000 ( 6k interest ) but as i said i can pay or i will be looking to have it payed in 2 / 3 yrs. When i eventually go full time i dont want any loans hanging over me so if i get this loan and get in and pay it off from mowing income and my full time job pays for all my other bills as it does now. What would you guys do ? wait or go for it. I would rather get a brand new one instead of second hand . Only live once is my thinking ,Of course my wife is thinking something different lol.