I hope I'm not driving everyone nuts, but all I think about are mowers. I need to buy one soon. You all have been very helpful. Thank you! I have narrowed my search to the Exmark Lazer CT 48" or Simplicity Consumer Z 50". I have loved the Exmark since day 1, but it has kind of been out of my price range. I love the quality of cut, the smooth ride, ease of use, fabricated deck, and superior quality throughout. My only concern is that 18HP Briggs engine. I am worried it will not be enough. It is for home use, but there is a chance I will add a mulcher or bagger in the future. I have been quoted a price of $5399 and the dealership is excellent. I am over my price limit so going to the Lazer HP is out of the question. The Simplicity would be another excellent choice. I like the quality of cut, the 20 HP seems to be enough for the mower, it has many commercial qualities. It does not ride as smooth or have as much speed as the Exmark. I was quoted a price of $4399 and the dealer is pretty good. I am looking for a superior cut quality followed by ease/smoothness of use, with strength and power to back it up. I want to have fun mowing. I want to have this thing for 20 years so I want to make the right decision. I don't want any regrets. Any feedback would be appreciated.