Family business insurance

Discussion in 'Starting a Lawn Care Business' started by Turfrific, Mar 30, 2008.

  1. Turfrific

    Turfrific LawnSite Member
    Posts: 180

    need liability sister already has it for her janitorial job. my question is would it be cheaper for me to just be added.
     
  2. Mark Bogart

    Mark Bogart LawnSite Member
    Posts: 174

    Your dealing with a totally different business. Insurance rates are different for each one.:nono:
     
  3. Turfrific

    Turfrific LawnSite Member
    Posts: 180

    you sure? she said she had to get 1mil in liability just like on here.
     
  4. Raven386

    Raven386 LawnSite Silver Member
    from CT
    Posts: 2,160

    it will only cover her janitorial business. not your lawn care business.
     
  5. Mark Bogart

    Mark Bogart LawnSite Member
    Posts: 174

    Yes I'm sure. That 1 mil in liability covers HER business. You are dealing with two different types of businesses. Insurance rates are based on what type of business you are running.
     
  6. Raven386

    Raven386 LawnSite Silver Member
    from CT
    Posts: 2,160

    If you want to try it... go for it. When you shoot a rock through a window just say that she cleaned too hard :laugh:
     
  7. Turfrific

    Turfrific LawnSite Member
    Posts: 180

    no, i mean what if i got added told them wanted the lawn business added, think it would be cheaper on me then if i got my own.
     
  8. Turfrific

    Turfrific LawnSite Member
    Posts: 180

    like a multi-family business
     
  9. Raven386

    Raven386 LawnSite Silver Member
    from CT
    Posts: 2,160

    no. they probably wouldnt let you be under the same policy... like what has been said, its a different classification,different insurance completley. it wouldnt hurt to ask, I dont know why you are asking us anyways... we are not your insurance guy. Just call him ask, and then get a quote for your policy. Im paying 412 a year. so its not that expensive.
     
  10. Turfrific

    Turfrific LawnSite Member
    Posts: 180

    yah i was just thinking that about the asking part, im sure they could tell me.thanks anyways
     

Share This Page