I did a strenous search and could not find exactly what I was looking for so I just have to post this. This up coming season I really want to push credit/debit card billing for my customers instead of monthly billing. The ones I have on monthly billing I will keep, however New Customers I will charge a 10% billing fee and a $25 late fee. I am doing this in hopes to discourage customer not to do billing. I am not going to even mention the billing option to them, but if they ask I will let them know that we can but those are the guidelines. I just don't want to lose any customers because I don't want to bill. So in essence I can say that I have payment options, but they will not want the billing, but if they do then I can benefit because I will recieve extra revenue for the convenience and the hassle of billing. What do you guys think? Would you do it or not?